“A REVIEW OF FIQH MUAMALAH ON CONSUMER PROTECTION IN THE E-COMMERCE ERA: AN ANALYSIS OF PERSONAL DATA, REFUND POLICIES, AND STANDARD CLAUSES” (2026) Mutamayyiz: Journal of Islamic Studies, 1(1), pp. 22–34. Available at: https://journal.staimh.ac.id/index.php/mutamayyiz/article/view/56 (Accessed: 28 April 2026).